Call: 1-888-340-8337
The Last of us

Get your dream home with Lending Hand Mortgage

A very important step in purchasing a new home is to get PreQualified for a home loan.

Get PreQualified Now!
The Last of us

Refinance to Lower Payments with Lending Hand Mortgage

Refinancing your mortgage can be a smart move to reducing your current mortgage costs.

Get PreQualified Now!
The Last of us

New Home Construction Loans

Building a new home is an exciting and challenging experience. Lending Hand Mortgage is here for you to make it happen.

Get PreQualified Now!
The Last of us

VA Loans for Veterans
You earned the Benefits

The Veteran Affairs (VA) Loan is a great choice for military veterans and their families to qualify for 100% financing of a home purchase/refinance.

Get PreQualified Now!

Lending Hand Mortgage has over 25 years of experience in the Mortgage industry.

Our Mortgage Products & Lending Services

More important to us than anything else are borrowers happy with the mortgage loan we helped them obtain. Our goal is to make the loan process as easy and relaxing as possible. Having helped thousands of Florida homeowners and first time home buyers achieve their goals, we would love the opportunity to help you to find the best mortgage for you.

View Our Mortgage Products

Looking for a Low Interest Rate?

Let a Loan Specialist at Lending Hand Mortgage do the shopping for you. We work with banks and mortgage companies on a wholesale level. We have the pulse of who offers the best mortgage rates at any given time. Because our fees are not as high as the retail banks and mortgage companies, we pass the closing cost savings on to you.

Find an Office near you

Find a Mortgage That Fits Your Needs

Getting a Mortgage that fits your needs is easier than you think. Contact one of our experienced loan specialists now.

Refinance

Historically, the rule of thumb was that it was worth the money to refinance if you could reduce your interest rate by at least 2%. Today, many lenders say 1% savings is enough of an incentive to refinance.

Purchase Home

Lending Hand Mortgage Corp. makes it easy to apply for a new home loan.

Reverse Mortgage

There are many factors to review before you consider applying for a reverse mortgage. You should discuss important financial decisions with someone you trust.

VA Loans

The US government created a military loan guaranty program to help returning service members purchase homes.

USDA Loan

One of the least known home financing programs, the government established the USDA Home Loan Program

FHA Loan

An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA).

New Construction Loan

You have decided to build a new home instead of buying an existing house.

What our clients say ...

I have had the pleasure of working with Lending Hand Mortgage! Extremely helpful, professional, persistent, and had my loan closed in a timely manner! I highly would recommend this company!

Crystal Parker
Jacksonville

What's new on Facebook ...

June 6, 2017
Timeline Photos

LIKE
LOVE
HAHA
WOW
SAD
ANGRY
May 18, 2017
Advance-Fee Loans | Consumer Information

Don't be a victim of a loan scammer! We do not make hard money or private money loans at Lending Hand Mortgage Corp.
Scammers Hijack the Names of REAL Companies

The Federal Trade Commission has ... See more

Looking for a loan or credit card but don’t think you’ll qualify? Have you been turned down by a bank because of your poor credit history? You may be tempted by ads and websites that guarantee ... See more

LIKE
LOVE
HAHA
WOW
SAD
ANGRY
May 9, 2017
Autism Speaks Day

http://act.autismspeaks.org/site/R?i=7RQSAf79dz3VyaKmj7qhjA

The official website of the Tampa Bay Rays with the most up-to-date information on scores, schedule, stats, tickets, and team news.

LIKE
LOVE
HAHA
WOW
SAD
ANGRY

Latest Mortgage News & Articles

Autism Speaks

Lending Hand Mortgage is a proud supporter of Autism Speaks.

Support Autism Speaks

FAQs

Should I get a fixed rate or an adjustable rate?

When purchasing or refinancing a home on a fixed-rate loan, the interest rate doesn’t change over the life of the loan. An adjustable-rate mortgage (ARM) has an interest rate that is fixed for a set number of years and then afterward will go up or down based on a market index, such as the LIBOR.

Consider factors such as the length of time you plan to stay in your home. Therefore, if you plan to stay in your home for many years, a fixed-rate may be the better choice for you. Otherwise, an adjustable-rate might be better if you plan to sell your home before the rate becomes variable since initial ARM rates are typically lower than fixed-rate mortgages.

Should I refinance?

Decide if you can save money by refinancing your existing loan at the current interest rate.

A lower interest rate means lower monthly payments and less total interest, but refinancing will also mean paying closing costs or points. Refinancing is a good option if the monthly savings surpasses the closing costs. Enter your loan details into the Refinance Calculator to determine how many months it would take to break even with closing costs.

Are there any special requirements to get a reverse mortgage?

You must own a home, be at least 62, and have enough equity in your home. There are no medical requirements.

Our Loan Originators will conduct a financial assessment of every reverse mortgage borrower to ensure he or she has the financial capacity to continue paying mandatory obligations, such as property taxes and homeowner’s insurance, as required in the Loan Agreement.

If it is determined that a borrower may not be able to keep up with property taxes and homeowner’s insurance payments, they will be authorized to set aside a certain amount of funds from the loan to pay future charges.

Why is a VA Loan a better choice than a conventional loan?

VA Loans have many benefits not offered by conventional loans, especially for first-time home buyers with little or no money for a down payment. Unlike conventional loans, VA Home Loans do not have private mortgage insurance requirements.

Additionally, VA Loans usually have more competitive rates than conventional loans and are not subject to the amount of closing costs associated with conventional loans.

There are certain fees that VA mortgage borrowers cannot be charged.

VA Home Loans also give you the ability to refinance to a lower rate without having to re-qualify for the loan, a process known as a VA Streamline Refinance, or IRRRL.

 888-340-8337

 888-340-8337